Payments of private cyclic consumer bills (e.g. telephone, electricity, gas bill etc.) are uncomfortable for each of us. Bills are usually paid at the post office or bank, most of them by cash. It is also connected with considerable transaction commissions charged by those institutions.
Terminal application for handling consumer bill payments enables automation of the process of transactions and their electronic accounting. It influences the costs of transaction handling and so limits the commission on transaction carried out. Simultaneously, the application residing in the payment terminal enables payment at the sale points – during shopping – without need to go to bank or post office.
PROCARD carried out and implemented bill payment system, including a terminal application.